Buy Now Pay Later (BNPL)
Offer flexible checkout finance that lets customers spread the cost — lifting conversion and average order value without adding risk to your business.
Overview
Give customers the option to spread the cost — and remove a reason not to buy
Shoppers increasingly expect the choice to pay in instalments or defer payment, especially on higher-value purchases. When that option isn't there at the checkout, baskets get abandoned; when it is, customers are more likely to complete the sale and add more to their order.
We're an independent introducer, not a lender. Tell us how and where you sell, and we'll match you with a carefully vetted, regulated BNPL provider that integrates cleanly with your online and in-store checkout — so you can offer flexible finance with confidence, while the provider carries the credit risk and typically pays you up front.
Typically on the table
Benefits
What a well-matched BNPL partner delivers
Done well, spread-the-cost finance grows sales and improves the customer experience — while keeping the credit risk off your books.
Higher conversion
Offering a way to spread the cost removes a common reason to abandon the basket, helping more visitors become paying customers.
Bigger average orders
When customers can pay over time, they're more comfortable trading up or adding to the basket — lifting your average order value.
Paid up front
With most BNPL arrangements you receive the full amount up front while the provider collects instalments — protecting your cash flow.
Credit risk stays with the provider
The BNPL partner underwrites and manages the customer's credit, so late or missed payments don't land on your business.
Online & in-store integration
Add flexible finance to your ecommerce checkout and your point of sale, giving customers the same options however they shop.
Regulated, vetted providers
We only introduce established, regulated BNPL specialists — so you can offer the option responsibly and treat customers fairly.
Solutions
What we can help with
Buy Now, Pay Later
Let customers split a purchase into manageable instalments, paid over a few weeks or months.
Interest-free & interest-bearing credit
From 0% offers to longer-term financing on higher-value goods, with the provider carrying the credit.
Omnichannel finance
A consistent finance offer across every channel, integrated with your ecommerce checkout and point of sale.
Instant decisions
Fast, automated affordability checks that give customers an answer at the checkout in seconds.
Higher basket values, fewer drop-offs
Removing the price barrier encourages larger orders and helps reduce abandoned baskets.
Retail onboarding
A smooth setup process that gets flexible finance live across your store with minimal disruption.
Who it's for
Built for businesses selling to consumers
If you sell online or in-store — particularly higher-value goods and services — offering a way to spread the cost can turn browsers into buyers.
Why choose us
Independent introductions, made simple
We do the vetting and the matching so you can make a confident decision on checkout finance — without fielding a queue of sales calls.
- Genuinely independent. We're an introducer, not a lender — our job is the right match for your business, not a particular provider.
- Carefully vetted partners. Every BNPL provider is regulated and assessed for service quality, pricing, reliability and customer satisfaction.
- Free introductions. There's no cost to you for telling us what you need and being matched with a suitable partner.
- One point of contact. Share your requirements once and let the right specialist come to you — from Kent, working UK-wide.
Our partners
Why our specialist partner
When we introduce a BNPL provider, it's one we've carefully vetted. Rather than send you to a comparison list, we assess each specialist for service quality, product range, pricing and reliability — then match you with the partner best suited to how and where you sell.
That means you deal with an established, regulated provider that integrates cleanly with your checkout and treats your customers fairly. We stay independent throughout, so the introduction is based on what's right for your business — not a commission table. Named partners and their credentials are shared as your requirements take shape.
How it works
From enquiry to introduction in four steps
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1
Submit enquiry
Tell us about your business and what you're looking for. It takes a couple of minutes.
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2
We assess requirements
We review your needs and identify where a specialist can add the most value.
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3
We match you
We introduce the most suitable partner from our vetted network.
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4
Specialist contacts you
Your matched partner gets in touch directly to take things forward.
Industries
Industries we help with checkout finance
BNPL suits any business selling to consumers — these are some of the sectors we introduce most often.
FAQs
Frequently asked questions
No. The provider underwrites and manages the customer's credit and collects the instalments, while you're typically paid the full amount up front.
No. Our introductions are free and no-obligation. We're an independent introducer, not a lender, so there's no cost to you for being matched with a suitable provider.
Yes. The providers we introduce integrate with ecommerce checkouts and point-of-sale systems, so you can offer the same flexible finance however customers choose to buy.
We only introduce established, regulated providers who are set up to treat customers fairly and meet their compliance obligations.
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ReadLet's get started
Ready to explore Buy Now Pay Later?
Tell us how and where you sell and we'll introduce a carefully vetted, regulated BNPL provider. Free, independent and refreshingly simple.
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